> This page is for version v2 (default).
> For other versions, use one of these documentation indexes:
> - v2 (default): https://developers.clearpay.co.uk/v-2/llms.txt
> - v1: https://developers.clearpay.co.uk/v-1/llms.txt

> For clean Markdown of any page, append .md to the page URL.
> For a complete documentation index, see https://developers.clearpay.co.uk/llms.txt.
> For AI client integration (Claude Code, Cursor, etc.), connect to the MCP server at https://developers.clearpay.co.uk/_mcp/server.

# Getting Started

## What is Clearpay?

Clearpay has transformed the way people pay by allowing customers to receive products immediately and pay in four instalments over a short period of time. The service is free for customers who pay on time - helping people to spend money responsibly, without incurring interest, fees, or extended debt.

Clearpay is part of the Afterpay group and is offered by tens of thousands of the [world’s best retailers](https://www.clearpay.co.uk/en-GB/categories) and has millions of active customers globally. The service is currently available in the [United Kingdom](https://www.clearpay.co.uk/en-GB/for-retailers). In [Australia](https://www.afterpay.com/en-AU/business), [New Zealand](https://www.afterpay.com/en-NZ/business), the [United States](https://www.afterpay.com/en-US/for-retailers), and [Canada](https://www.afterpay.com/en-CA/for-retailers) the service is called Afterpay.

## How does Clearpay work?

### For merchants:

* We pay you upfront and take on credit and fraud risk
* We help increase your average order value and conversion by increasing accessibility
* Customers use Clearpay to [discover new brands](https://www.clearpay.co.uk/en-GB/categories). For merchants, we can be your most valuable source of new customers

### For customers:

* We split the total order amount into four instalments, taken automatically every two weeks. The customer pays the first instalment at the time of purchase
* Fast signup; Customers select Clearpay at checkout and fill out a few details to get an instant approval decision
* There is always 0% interest and never any additional fees when customers pay on time